TD Bank Signature Savings vs Bask Bank Mileage Savings
TD Bank Signature Savings returns more on the money it ties up, so it is the better first move for most people. Bask Bank Mileage Savings still makes sense if its requirement is easier for you to meet.
| TD Bank Signature Savings | Bask Bank Mileage Savings | |
|---|---|---|
| Bonus | $200 | 20,000 AA miles (~$280) |
| Requirement | Hold $10,000 for 90 days (fund within 20). | Hold $50,000 average balance for 90 days. |
| Direct deposit | Not required | Not required |
| Money tied up | $10,000 | $50,000 |
| Hold period | 110 days | 90 days |
| Effective APY | 6.6% | 2.3% |
| Payout | ~90 days | after 120 days |
| Last checked | Jul 5, 2026 | Jul 5, 2026 |