Best bonus lists, by your situation
The right bonus depends on one constraint: whether you can set up a direct deposit, how much cash you can park, and how much time you want to spend. Pick the list that matches yours.
Bank bonuses without a direct deposit requirement
Every tracked bank, brokerage, and cash-app bonus that pays without a payroll direct deposit, ranked by effective APY with the exact requirement on each row.
62 offers
Bonuses that lock up none of your money
Sign-up bonuses that require no held balance at all. No capital tied up, so the return on your money is effectively infinite; only your time is at stake.
71 offers
Highest effective APY bank bonuses
The tracked offers with the best return on the capital they tie up, annualized. Effective APY is bonus divided by required balance, scaled to a full year.
18 offers
Easiest bank bonuses for beginners
Low-friction sign-up bonuses with simple requirements, small funding amounts, and short hold periods. The right place to start if you have never done this before.
51 offers
Brokerage and investing transfer bonuses
Cash offers for moving or depositing assets at a brokerage, with the required transfer amount, the hold period, and the effective return on each.
12 offers
Business bank account bonuses
Sign-up bonuses for business checking and business banking accounts, including what counts as a qualifying deposit and how long the balance must stay.
8 offers
Credit card sign-up bonuses
Current card welcome offers with the spending requirement, the time window, and a plain-English read on what the points are actually good for.
14 offers
Bonuses expiring soon
Tracked offers with a published end date coming up. If one of these fits your situation, it is the one to do first.
12 offers