All bonuses, sorted by effective apy

Open checking through the referral and maintain recurring direct deposits totaling at least $500 for 60 days. New members must meet LMCU eligibility rules.

First deposit $1,000+ (paid in installments), or 3% IRA match.

Tiered NVDA shares by deposit + 8.1% APY sweep on cash.

Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period.

Open a new personal checking account through a member referral link, then complete the qualifying account activity U.S. Eagle lists in the welcome terms (typically a direct deposit or debit-card usage inside the first 60 days). Membership eligibility is New Mexico based, so confirm you qualify before applying.

Qualifying debit activity + eStatements for elevated APY tier.

Open Rewards Checking and receive qualifying direct deposits totaling the amount stated in the offer terms within the first 60 days.

Spend $5,000 on purchases within the first 3 months. Chase 5/24 rule applies (auto-denied if you have opened 5+ personal cards across any issuer in the last 24 months).

Spend $3,000 on purchases within the first 3 months. Chase 5/24 rule applies.

Spend $5,000 on purchases within the first 6 months. LLC, sole prop, freelancer, or side hustle all qualify.

Spend $6,000 in 6 months on Gold, or $8,000 in 6 months on Platinum. Amex 'once per lifetime' rule per card product applies.

Simply use the card during your first 12 months. Discover automatically matches every dollar of cashback you earned, with no cap.

Apply through a Chase refer-a-friend link and meet the first-year spend requirement. Points are Chase Ultimate Rewards, which transfer one to one to partners such as United, Hyatt and Air Canada Aeroplan, so a cent and a quarter per point is a conservative travel valuation.

Spend $2,000 to $3,000 on purchases in the first 6 months. The first checked bag is free for you and up to eight companions on the same reservation.

Spend $6,000 on purchases in the first 6 months. Each award covers one night at a hotel costing up to 50,000 Marriott Bonvoy points.

Open Associated business checking via referral.

Apply through a Bank of America refer-a-friend link and spend the qualifying amount in the first 90 days. Points redeem at one cent each as a statement credit against travel and dining purchases, so 25,000 points is $250.

Free gift stock + 3% IRA transfer match with Gold.

Spend $500 on purchases within the first 3 months. Chase 5/24 rule applies.

Spend $500 on purchases within the first 3 months.

Open an Albert account through the invite link and fund it. Free fractional shares in large American companies such as Nvidia, Alphabet (Google), Amazon and Apple are granted to the investing account.

Apply through a Bank of America refer-a-friend link, get approved, then spend the qualifying amount on purchases in the first 90 days. Preferred Rewards members earn 25 to 75 percent more on every category.

Spend $2,000 on purchases in the first 6 months. Earns 3% cash back at US supermarkets, US online retail and US gas stations on up to $6,000 per category per year.

Get approved for the Prime Visa (requires an active Amazon Prime membership).

Bonus link boosts your APY plus a cash kicker.

Enroll through the invite by December 31, 2026, open eligible Ally Savings or Spending within 30 days, and complete qualifying transfers or direct deposits for three consecutive months.

Open Associated personal checking via referral.

Open a Lofty account through an invite link and complete a first qualifying property purchase.

Open Wings checking via referral + qualifying activity.

Join DCU + qualifying activity.

Open OnPath checking via referral.

Join inKind through the referral link and make your first restaurant order.

Referred friend opens a qualifying Wings account and completes the required activity. Wings pays the reward as a virtual Visa gift card.

Sign up through the link and complete a first qualifying cashback purchase.

Join Affinity FCU via referral.

Stake CRO tier via referral.

Sign up + first qualifying deposit.

Open a Fundrise account through an invite link and make a first investment of at least $10.

First purchase with promo code JS699.

Register with referral code Q6EPKOTJ.

Create an account through a referral link and place two qualifying orders that meet the stated minimum.

Buy or sell $100 in any crypto.

Sign up + first activity.

Sign up and fund your first round-up.

Open the invite, link an eligible payment method, and complete the qualifying activity PayPal shows. The amount and deadline vary, so confirm both before continuing.

Install through the invite and complete the activity shown at signup. Reward amounts vary by visitor and are paid as Shopping Rewards, not cash.

Direct deposits totaling $500+ within 90 days.

Two direct deposits of $500+ in 75 days. Code CHECKING250.

Direct deposit $1,000 within 90 days of opening.

Direct deposit $1,000 for $50, or $5,000 for the full $400 within 25 days.

Direct deposit $500 / $2k / $5k for $100 / $200 / $400.

Hold $5k ($400) or $15k ($750) ~60 days.

Hold $25,000 new money 60 days + 6 qualifying transactions.

Direct deposit $2k / $5k / $10k for $100 / $300 / $500.

Hold $3,000 avg · $50 per cycle · code START200.

Hold $10,000 for 90 days (fund within 20).

$20 per referral · 1% uncapped transfer match.

Hold $50,000 average balance for 90 days.

Hold $30,000 for 120 days.

Fund new money, tiered. Top tier needs ~$250K held 90 days.

Qualified first deposit of $100+.

3 debit card purchases. No direct deposit required.

New member checking + qualifying activity. FL eligibility required.

Open checking + qualifying activity.

Join Sunward and enter the friend code on the application, then complete the membership and account activity Sunward requires for the reward.

Approved for a BILL business card and post $10,000 in qualifying spend within the first 90 days.

Spend $3,000 on purchases in the first 6 months. The first checked bag is free for you and up to eight companions on the same reservation.

Open a Mercury business account through a referral.

Open and fund a brokerage account.

Send £500+ in first transfer.

Refer 1-3 friends for $50 Visa GCs; 3 unlocks lifetime access.

Open a SoFi Active Invest account through an invite link and fund it. SoFi drops a slice of stock whose value is drawn from a published range, with a minimum award for a small deposit and larger awards for larger deposits.

Join MoneyLion and enter the RoarTag during signup, then complete the qualifying account setup MoneyLion asks for.

Sign up + qualifying trade.

Open a SoFi crypto account through an invite link and place a first qualifying trade.

Create a free SoFi Relay account through an invite link and connect one account.

Sign up and add a funding source.

Open the invite and confirm the program, reward, qualifying action, and expiration Airbnb shows. The former general guest travel-credit program is no longer a safe assumption.

Enter invite code shauna068155 if Raisin presents a referral-code field, then confirm the live deposit and holding requirements before funding.