The bank-bonus site that shows the math.
Every headline bonus you see advertised — "$400!", "$1,000!" — is dishonest without context. A $1,000 bonus that requires $250,000 held for 90 days is a 1.6% APY. A $200 bonus for rerouting a paycheck is infinite. Churnables exists to translate all of them into one number you can compare fairly.
Weekly updates
The whole board is re-checked every week. Rows show the last-verified date so you know if the offer is fresh.
Effective APY, not vibes
The single number that puts every locked-balance offer on the same shelf.
Personally used
Every referral link is one currently in use, sourced from a personal inbox — not scraped from search results.
Built to share
Every bonus has a shareable deep link and copy-as-markdown output tuned for r/churning and r/personalfinance.
Have an offer we missed?
Churnables is opinionated but not exhaustive. If a bonus should be on the board, tell us. If a rate has changed, tell us. Read the methodology first so we speak the same language.