Bask Bank Mileage Savings vs Barclays Tiered Savings
Bask Bank Mileage Savings returns more on the money it ties up, so it is the better first move for most people. Barclays Tiered Savings still makes sense if its requirement is easier for you to meet.
| Bask Bank Mileage Savings | Barclays Tiered Savings | |
|---|---|---|
| Bonus | 20,000 AA miles (~$280) | $200 |
| Requirement | Hold $50,000 average balance for 90 days. | Hold $30,000 for 120 days. |
| Direct deposit | Not required | Not required |
| Money tied up | $50,000 | $30,000 |
| Hold period | 90 days | 120 days |
| Effective APY | 2.3% | 2.0% |
| Payout | after 120 days | ~60 days after |
| Last checked | Jul 5, 2026 | Jul 5, 2026 |