Working bank referral codes and links, August 2026

Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period.

Tiered NVDA shares by deposit + 8.1% APY sweep on cash.

Free gift stock + 3% IRA transfer match with Gold.

Open a Lofty account through an invite link and complete a first qualifying property purchase.

Open a Fundrise account through an invite link and make a first investment of at least $10.

Sign up and fund your first round-up.

Open a new personal checking account through a member referral link, then complete the qualifying account activity U.S. Eagle lists in the welcome terms (typically a direct deposit or debit-card usage inside the first 60 days). Membership eligibility is New Mexico based, so confirm you qualify before applying.

Qualifying debit activity + eStatements for elevated APY tier.

Open Rewards Checking and receive qualifying direct deposits totaling the amount stated in the offer terms within the first 60 days.

Open a Spruce account through a referral link and receive a qualifying direct deposit of $200 or more within 45 days.

Open Associated personal checking via referral.

Open Wings checking via referral + qualifying activity.

Join DCU + qualifying activity.

Open OnPath checking via referral.

Referred friend opens a qualifying Wings account and completes the required activity. Wings pays the reward as a virtual Visa gift card.

Join Affinity FCU via referral.

Spend $5,000 on purchases within the first 3 months. Chase 5/24 rule applies (auto-denied if you have opened 5+ personal cards across any issuer in the last 24 months).

Spend $3,000 on purchases within the first 3 months. Chase 5/24 rule applies.

Spend $6,000 in 6 months on Gold, or $8,000 in 6 months on Platinum. Amex 'once per lifetime' rule per card product applies.

Simply use the card during your first 12 months. Discover automatically matches every dollar of cashback you earned, with no cap.

Apply through a Chase refer-a-friend link and meet the first-year spend requirement. Points are Chase Ultimate Rewards, which transfer one to one to partners such as United, Hyatt and Air Canada Aeroplan, so a cent and a quarter per point is a conservative travel valuation.

Spend $2,000 to $3,000 on purchases in the first 6 months. The first checked bag is free for you and up to eight companions on the same reservation.

Spend $6,000 on purchases in the first 6 months. Each award covers one night at a hotel costing up to 50,000 Marriott Bonvoy points.

Apply through a Bank of America refer-a-friend link and spend the qualifying amount in the first 90 days. Points redeem at one cent each as a statement credit against travel and dining purchases, so 25,000 points is $250.

Spend $500 on purchases within the first 3 months. Chase 5/24 rule applies.

Spend $500 on purchases within the first 3 months.

Apply through a Bank of America refer-a-friend link, get approved, then spend the qualifying amount on purchases in the first 90 days. Preferred Rewards members earn 25 to 75 percent more on every category.

Spend $2,000 on purchases in the first 6 months. Earns 3% cash back at US supermarkets, US online retail and US gas stations on up to $6,000 per category per year.

Get approved for the Prime Visa (requires an active Amazon Prime membership).

Spend $5,000 on purchases within the first 6 months. LLC, sole prop, freelancer, or side hustle all qualify.

Open Associated business checking via referral.

Bonus link boosts your APY plus a cash kicker.

Open a qualifying Ally account with a referral code.

Send £500+ in first transfer.

Join inKind + first order.

First purchase with promo code JS699.

Register with referral code Q6EPKOTJ.

Join MoneyLion and enter the RoarTag during signup, then complete the qualifying account setup MoneyLion asks for.

Create an account through a referral link and place two qualifying orders that meet the stated minimum.

Install and complete first activity.

Referred user spends $5 within 30 days.

Sign up + first activity.

Stake CRO tier via referral.

Sign up + first qualifying deposit.

Sign up + qualifying trade.

Buy or sell $100 in any crypto.