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VerifiedEvery offer checked against the bank's own terms page

DatedEvery row shows the date its terms were last checked

IndependentPlacement is never sold to a bank or network

DisclosedRanking uses value to you only, never what we earn

You found the vault

Nice typing. Here is the good stuff.

This page is not in the menu, not in the sitemap, and not indexed. It is the two short lists the numbers actually support: the highest return on money you park, and the highest pay for an hour of your time in America right now.

Highest effective APY

  1. This reads high because you barely tie up any money: $500 committed for about 90 days pays $350. Annualized, that is 284%.

    Needs $500 of your own money.

  2. This reads high because you barely tie up any money: $500 committed for about 90 days pays $250. Annualized, that is 203%.

    Needs $500 of your own money.

  3. This reads high because you barely tie up any money: $1,000 committed for about 90 days pays $400. Annualized, that is 162%.

    Needs $1,000 of your own money.

  4. This reads high because you barely tie up any money: $1,000 committed for about 60 days pays $160. Annualized, that is 97.3%.

    Needs $1,000 of your own money.

  5. $5,000 committed for about 90 days pays $400, which annualizes to 32.4%.

    Needs $5,000 of your own money.

Highest pay per hour of work

  1. No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $4,174/hr for roughly under an hour of work.

    Needs none of your own money.

  2. No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $3,261/hr for roughly under an hour of work.

    Needs none of your own money.

  3. No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $2,400/hr for roughly under an hour of work.

    Needs none of your own money.

  4. No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $2,348/hr for roughly under an hour of work.

    Needs none of your own money.

  5. $25,000 committed for about 60 days pays $1,200, which annualizes to 29.2%.

    Needs $25,000 of your own money.

Try the Konami code somewhere on the site. Then go map the money.

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