How long do you have to keep money in Bask Bank to get the bonus?
Plan on about 90 days with roughly $50,000 parked at Bask Bank. Measured that way the 20,000 AA miles (~$280) bonus is worth 2.3% effective APY, which is the only honest way to compare it to a savings account.
Bask Bank Mileage Savings is a savings offer. Miles valued near $280 at 1.4 cpm.
The numbers, in full
| Payout | 20,000 AA miles (~$280) |
|---|---|
| What it takes | Hold $50,000 average balance for 90 days. |
| Direct deposit needed | No |
| Money tied up | $50,000 |
| Time committed | 90 days |
| Effective APY | 2.3% |
| Per hour of your time | $884/hr |
| When it pays | after 120 days |
| Offer ends | Aug 31, 2026 |
| Last checked | Jul 5, 2026 |
What the return actually looks like
$50,000 committed for about 90 days pays $280, which annualizes to 2.3%.
Read this chart as a table
| Money committed for | Effective APY | Note |
|---|---|---|
| 30 days | 6.8% | |
| 45 days | 4.5% | |
| 60 days | 3.4% | |
| 90 days | 2.3% | The offer's own stated window |
| 120 days | 1.7% | |
| 180 days | 1.1% | |
| 270 days | 0.8% | |
| 365 days | 0.6% |
Open it
We have no referral for this one, so this goes straight to the public offer.
Related questions
Hold time
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