How much is the Lake Michigan Credit Union Max Checking bonus actually worth?
The headline number is $110 cash bonus. Fixed cash value: $110 cash. No retained balance and holding period are documented for this offer, so no annualized return is shown. Direct deposits that pass through the account are not a retained balance. Requirement: Open checking through the referral and maintain recurring direct deposits totaling at least $500 for 60 days. New members must meet LMCU eligibility rules.
Official LMCU terms say both sides can receive $110 after the new member keeps at least $500 in recurring direct deposits for 60 days.
The numbers, in full
| Payout | $110 cash bonus |
|---|---|
| What it takes | Open checking through the referral and maintain recurring direct deposits totaling at least $500 for 60 days. New members must meet LMCU eligibility rules. |
| Direct deposit needed | Yes |
| Money tied up | None |
| Time committed | 60 days |
| Annualized bonus return | Not applicable |
| Fixed cash bonus | $110 cash |
| When it pays | after the 60-day qualification period |
| Offer ends | No published end date |
| Last checked | Sep 18, 2026 |
What the return actually looks like
No retained balance and holding period are documented for this offer, so no annualized return is shown. Direct deposits that pass through the account are not a retained balance.
Read this chart as a table
| Offer | Cash bonus | Hands-on hours |
|---|---|---|
| Oregon State CU | $600 | |
| Bank of America | $500 | |
| SoFi | $400 | |
| Chase | $400 | |
| PNC | $400 | |
| Lake Michigan Credit Union (this offer) | $110 |
Open it
This link is our personal referral. It costs you nothing and often pays you more than the public page.
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