Is the Lake Michigan Credit Union Max Checking bonus still available?
Yes. As of Sep 18, 2026 the Lake Michigan Credit Union Max Checking bonus is live and pays $110 cash bonus for open checking through the referral and maintain recurring direct deposits totaling at least $500 for 60 days. new members must meet lmcu eligibility rules..
Official LMCU terms say both sides can receive $110 after the new member keeps at least $500 in recurring direct deposits for 60 days.
The numbers, in full
| Payout | $110 cash bonus |
|---|---|
| What it takes | Open checking through the referral and maintain recurring direct deposits totaling at least $500 for 60 days. New members must meet LMCU eligibility rules. |
| Direct deposit needed | Yes |
| Money tied up | $500 |
| Time committed | 60 days |
| Effective APY | 134% |
| Per hour of your time | $314/hr |
| When it pays | after the 60-day qualification period |
| Offer ends | No published end date |
| Last checked | Sep 18, 2026 |
What the return actually looks like
This reads high because you barely tie up any money: $500 committed for about 60 days pays $110. Annualized, that is 134%.
Read this chart as a table
| Money committed for | Effective APY | Note |
|---|---|---|
| 30 days | 268% | |
| 45 days | 178% | |
| 60 days | 134% | The offer's own stated window |
| 90 days | 89.2% | |
| 120 days | 66.9% | |
| 180 days | 44.6% | |
| 270 days | 29.7% | |
| 365 days | 22.0% |
Open it
This link is our personal referral. It costs you nothing and often pays you more than the public page.
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