VerifiedEvery offer checked against the bank's own terms page
DatedEvery row shows the date its terms were last checked
IndependentPlacement is never sold to a bank or network
DisclosedRanking uses value to you only, never what we earn
Filter by bank, effective APY, what the bank actually asks you to do, and how long your money is tied up. Every filter is in the URL, so you can share the exact view you built.
Bonus divided by the cash you have to hold, annualized over the days it has to sit there.
Straight payout size, before any consideration of how much money you have to move.
Sorted on what the offer pays you, with how dependably readers get paid as the only tiebreaker. What each bonus pays Churnables is disclosed on the row and is left out of the sort entirely.
The single biggest mutual payout on the site: 100K points for you, miles for us, and Chase credits on approval.
Full Chase Sapphire 100K (Preferred or Reserve) write-upMiles post on approval for both sides, and the annual fee is waived the first year so the reader risks nothing.
Full Chase United Explorer write-upThe highest dollar signup reward of any crypto exchange here, and it credits after verification without needing a funded trade.
Full OKX write-upBoth sides get the same rate boost, and Goldman posts it automatically on the next statement.
Full Marcus by Goldman Sachs write-upFood is a universal win - the credit is applied at checkout and works at thousands of independent restaurants.
Full inKind write-upReferlive issues the card on verification, so there is nothing to chase and no spend requirement.
Full Wings Credit Union (Visa GC) write-upInstant value on a transfer people were going to make anyway, and Wise credits the invite the moment it settles.
Full Wise write-upDouble-dips with card rewards, and the signup bonus posts once the first purchase tracks.
Full Shopback write-upSpend $5,000 on purchases within the first 3 months. Chase 5/24 rule applies (auto-denied if you have opened 5+ personal cards across any issuer in the last 24 months).
Spend $3,000 on purchases within the first 3 months. Chase 5/24 rule applies.
Spend $6,000 in 6 months on Gold, or $8,000 in 6 months on Platinum. Amex 'once per lifetime' rule per card product applies.
Simply use the card during your first 12 months. Discover automatically matches every dollar of cashback you earned, with no cap.
Apply through a Chase refer-a-friend link and meet the first-year spend requirement. Points are Chase Ultimate Rewards, which transfer one to one to partners such as United, Hyatt and Air Canada Aeroplan, so a cent and a quarter per point is a conservative travel valuation.
Spend $2,000 to $3,000 on purchases in the first 6 months. The first checked bag is free for you and up to eight companions on the same reservation.
Spend $6,000 on purchases in the first 6 months. Each award covers one night at a hotel costing up to 50,000 Marriott Bonvoy points.
Apply through a Bank of America refer-a-friend link and spend the qualifying amount in the first 90 days. Points redeem at one cent each as a statement credit against travel and dining purchases, so 25,000 points is $250.
Spend $500 on purchases within the first 3 months. Chase 5/24 rule applies.
Spend $500 on purchases within the first 3 months.
Apply through a Bank of America refer-a-friend link, get approved, then spend the qualifying amount on purchases in the first 90 days. Preferred Rewards members earn 25 to 75 percent more on every category.
Spend $2,000 on purchases in the first 6 months. Earns 3% cash back at US supermarkets, US online retail and US gas stations on up to $6,000 per category per year.
Get approved for the Prime Visa (requires an active Amazon Prime membership).
Spend $3,000 on purchases in the first 6 months. The first checked bag is free for you and up to eight companions on the same reservation.
58+ bonus links across banks, brokers, cards, crypto, and cashback apps. Every button hits a cloaked /go/ redirect, so no personal token ever lands in your browser bar.
Real data points from real people: which bonuses actually paid, how long the cash took, what tripped an account review, and which offers just died. Free to join, no karma requirements, and every post helps the next person get paid faster.
