Up to $750
30.4% APY
1,429/hr for your time
Hold $5k ($400) or $15k ($750) ~60 days.
Ease 4/10 · ~60 daysNo expiration
Hold balanceDetails
30.4% effective APY
$15,000 committed, about 60 days
Bank of America bonuses
Updated September 2026 · 4 offers · last review 2026-07-07
Bank of America is the second largest U.S. bank by assets. Its Advantage Banking checking bonuses usually require qualifying direct deposits, and its Preferred Rewards program raises credit card cash back by 25 to 75 percent once you hold enough combined balances.
Eligibility rules that apply across Bank of America
- Checking bonuses normally exclude anyone who has held a Bank of America personal checking account in the past 12 months.
- Qualifying direct deposits must come from an employer or benefits provider; person to person transfers usually do not count.
Up to $500
20.3% APY
750/hr for your time
Direct deposit $2k / $5k / $10k for $100 / $300 / $500.
Ease 6/10 · ~60 daysSep 30, 2026
Direct depositDetails
20.3% effective APY
$10,000 committed, about 90 days
25,000 online bonus points
$652/hr
No money tied up
Apply through a Bank of America refer-a-friend link and spend the qualifying amount in the first 90 days. Points redeem at one cent each as a statement credit against travel and dining purchases, so 25,000 points is $250.
Ease 7/10 · 8 to 12 weeks after the spend postsNo expiration
Bonus / matchDetails
$652/hr for your time
No cash tied up · about 0.4h of work
$200 online cash rewards
$522/hr
No money tied up
Apply through a Bank of America refer-a-friend link, get approved, then spend the qualifying amount on purchases in the first 90 days. Preferred Rewards members earn 25 to 75 percent more on every category.
Ease 7/10 · 8 to 12 weeks after the spend postsNo expiration
Bonus / matchDetails
$522/hr for your time
No cash tied up · about 0.4h of work
Return on parked cash
Effective APY across Bank of America offers
Bonus divided by the money you must hold, annualized.
Start a Bank of America offer
Bank of AmericaUp to $750Bank of AmericaUp to $500Bank of America Travel Rewards25,000 online bonus pointsBank of America Customized Cash Rewards$200 online cash rewards
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
How fast the money lands
Timeline: Bank of America Business Advantage Banking
From opening the account to the bonus posting.
- 1Day 0Open the account$0 to start · no DD needed
- 2~Day 5Fund with required balanceHold $5k ($400) or $15k ($750) ~60 days.
- 3~Day 65Bonus posts - Up to $750~60 days. Cash lands in the account you just opened.
Start this one
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
Offer table
| Offer | Bonus | Requirement | Effective APY | Checked |
|---|---|---|---|---|
| Business Advantage Banking | Up to $750 | Hold $5k ($400) or $15k ($750) ~60 days. | 30.4% | 2026-07-05 |
| Advantage Banking | Up to $500 | Direct deposit $2k / $5k / $10k for $100 / $300 / $500. | 20.3% | 2026-07-05 |
| Credit Card | 25,000 online bonus points | Apply through a Bank of America refer-a-friend link and spend the qualifying amount in the first 90 days. Points redeem at one cent each as a statement credit against travel and dining purchases, so 25,000 points is $250. | n/a | 2026-08-14 |
| Credit Card | $200 online cash rewards | Apply through a Bank of America refer-a-friend link, get approved, then spend the qualifying amount on purchases in the first 90 days. Preferred Rewards members earn 25 to 75 percent more on every category. | n/a | 2026-08-14 |
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