Bank of America Customized Cash Rewards $200 online cash rewards credit card sign-up bonus: the real math
Bank of America Customized Cash Rewards pays $200 online cash rewards on the Credit Card. Here is the requirement, the hold time, the effective return and what it works out to per hour ($522/hr).
The offer: Bank of America Customized Cash Rewards is paying $200 online cash rewards on the Credit Card.
What you have to do: Apply through a Bank of America refer-a-friend link, get approved, then spend the qualifying amount on purchases in the first 90 days. Preferred Rewards members earn 25 to 75 percent more on every category.
The numbers, before you spend an hour on it
| Measure | This offer | | --- | --- | | Payout | $200 online cash rewards | | Money you have to park | None | | How long it sits still | No hold | | Effective annual return on that money | No capital tied up | | Your own time, roughly | 23 minutes | | What that works out to per hour | $522/hr | | Minimum to open | $0 annual fee | | Direct deposit needed | No | | When it pays | 8 to 12 weeks after the spend posts |
Is it worth it
Yes, comfortably. Very few side hustles in America pay this well for an evening of paperwork.
Step by step
- Open Bank of America Customized Cash Rewards through the link below and finish the application in one sitting.
- Fund the account with the minimum shown above.
- Leave it alone for the qualifying period so nothing claws the bonus back.
- Expect the payout: 8 to 12 weeks after the spend posts. Put a reminder on your calendar.
The honest part
The button below is my personal referral link, so I may get a bonus too when you sign up. It costs you nothing, and when the public offer pays more I say so instead. Link status at last check: live.
Full payout math, charts and state availability live on the Bank of America Customized Cash Rewards bonus page.
This is not financial advice. Bonus terms change; read the bank's page before you apply.
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