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How much is the Prime Visa (Amazon) Credit Card bonus actually worth?

The headline number is $150 Amazon gift card, credited instantly on approval. Counting the money you tie up and the time the requirements take, it works out to about $391/hr per hour of your own time.

5% back at Amazon and Whole Foods, 2% at gas / restaurants / transit, 1% everywhere else. No foreign transaction fee. One of the easiest bonuses on this list.

The numbers, in full

Key facts for the Prime Visa (Amazon) Credit Card bonus
Payout$150 Amazon gift card, credited instantly on approval
What it takesGet approved for the Prime Visa (requires an active Amazon Prime membership).
Direct deposit neededNo
Money tied upNone
Time committed60 days
Effective APYNo capital tied up
Per hour of your time$391/hr
When it paysGift card credits to your Amazon account within minutes of approval
Offer endsNo published end date
Last checkedJul 5, 2026

What the return actually looks like

Prime Visa (Amazon) Credit Card ties up none of your money. It pays about $391/hr for your time, shown next to comparable offers.

No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $391/hr for roughly under an hour of work.

Read this chart as a table
Prime Visa (Amazon) Credit Card ties up none of your money. It pays about $391/hr for your time, shown next to comparable offers.
OfferPay per hourHands-on hours
American Express (Gold / Platinum)$4,174/hr0.38h
Chase Sapphire Preferred$3,261/hr0.38h
Marriott Bonvoy Business American Express$2,348/hr0.38h
Chase Sapphire Reserve$2,027/hr0.62h
Chase United Explorer$1,957/hr0.38h
Prime Visa (Amazon) (this offer)$391/hr0.38h

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