How much is the Sunward Credit Union Member Checking bonus actually worth?
The headline number is Offer currently unavailable. Counting the money you tie up and the time the requirements take, it works out to about $286/hr per hour of your own time.
Sunward Credit Union Member Checking is a checking offer. Do not promote this offer right now. The current destination failed and public reporting says the previous friend bonus may have ended July 31, 2026. If Sunward confirms a new offer, enter friend code z45oh on the application.
The numbers, in full
| Payout | Offer currently unavailable |
|---|---|
| What it takes | Join Sunward and enter the friend code on the application, then complete the membership and account activity Sunward requires for the reward. |
| Direct deposit needed | Yes |
| Money tied up | None |
| Time committed | 90 days |
| Effective APY | No capital tied up |
| Per hour of your time | $286/hr |
| When it pays | after the qualifying activity posts |
| Offer ends | No published end date |
| Last checked | Sep 18, 2026 |
What the return actually looks like
No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $286/hr for roughly under an hour of work.
Read this chart as a table
| Offer | Pay per hour | Hands-on hours |
|---|---|---|
| Oregon State CU | $2,400/hr | 0.25h |
| PNC | $1,143/hr | 0.35h |
| Fifth Third | $1,000/hr | 0.35h |
| Upgrade | $800/hr | 0.25h |
| Bank of America | $750/hr | 0.67h |
| Sunward Credit Union (this offer) | $286/hr | 0.35h |
Open it
We have no referral for this one, so this goes straight to the public offer.
Related questions
What it is worth
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