How much is the Sunward Credit Union Member Checking bonus actually worth?
The headline number is Member referral bonus. Counting the money you tie up and the time the requirements take, it works out to about $286/hr per hour of your own time.
Sunward Credit Union Member Checking is a checking offer. Sunward uses a typed friend code rather than a link, so the code has to be entered on the application form itself.
The numbers, in full
| Payout | Member referral bonus |
|---|---|
| What it takes | Join Sunward and enter the friend code on the application, then complete the membership and account activity Sunward requires for the reward. |
| Direct deposit needed | Yes |
| Money tied up | None |
| Time committed | 90 days |
| Effective APY | No capital tied up |
| Per hour of your time | $286/hr |
| When it pays | after the qualifying activity posts |
| Offer ends | No published end date |
| Last checked | Aug 14, 2026 |
What the return actually looks like
No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $286/hr for roughly under an hour of work.
Read this chart as a table
| Offer | Pay per hour | Hands-on hours |
|---|---|---|
| Oregon State CU | $2,400/hr | 0.25h |
| PNC | $1,143/hr | 0.35h |
| Fifth Third | $1,000/hr | 0.35h |
| Upgrade | $800/hr | 0.25h |
| Bank of America | $750/hr | 0.67h |
| Sunward Credit Union (this offer) | $286/hr | 0.35h |
Open it
This link is our personal referral. It costs you nothing and often pays you more than the public page.
Related questions
What it is worth
Same question, different offer.
- How much is the Fifth Third Momentum Checking bonus actually worth?$350
- How much is the Capital One 360 Checking bonus actually worth?$250
- How much is the Chase Total Checking bonus actually worth?$400
- How much is the Webull Brokerage / IRA bonus actually worth?Up to $160 + 12 shares
- How much is the SoFi Checking & Savings bonus actually worth?$50 - $400
- How much is the PNC Virtual Wallet bonus actually worth?Up to $400
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