Is the Fifth Third Momentum Checking bonus still available?
Yes. As of Jul 5, 2026 the Fifth Third Momentum Checking bonus is live and pays $350 for direct deposits totaling $500+ within 90 days..
Fifth Third Momentum Checking is a checking offer.
The numbers, in full
| Payout | $350 |
|---|---|
| What it takes | Direct deposits totaling $500+ within 90 days. |
| Direct deposit needed | Yes |
| Money tied up | $500 |
| Time committed | 90 days |
| Effective APY | 284% |
| Per hour of your time | $1,000/hr |
| When it pays | ~10 business days |
| Offer ends | No published end date |
| Last checked | Jul 5, 2026 |
What the return actually looks like
This reads high because you barely tie up any money: $500 committed for about 90 days pays $350. Annualized, that is 284%.
Read this chart as a table
| Money committed for | Effective APY | Note |
|---|---|---|
| 30 days | 852% | |
| 45 days | 568% | |
| 60 days | 426% | |
| 90 days | 284% | The offer's own stated window |
| 120 days | 213% | |
| 180 days | 142% | |
| 270 days | 94.6% | |
| 365 days | 70.0% |
Open it
We have no referral for this one, so this goes straight to the public offer.
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