1Business
Business Advantage Banking
Hold $5k ($400) or $15k ($750) ~60 days.
Ease 4/10 · ~60 daysNo expiration
2Business
Platinum Business Checking
Hold $25,000 new money 60 days + 6 qualifying transactions.
Ease 3/10 · ~30 days afterAug 30, 2026
3Business
Basic Business Checking
Hold $3,000 avg · $50 per cycle · code START200.
Ease 6/10 · per cycleAug 30, 2026
4Hold $10,000 for 90 days (fund within 20).
Ease 5/10 · ~90 daysJul 30, 2026
520,000 AA miles (~$280)
2.3% APY
Hold $50,000 average balance for 90 days.
Ease 3/10 · after 120 daysAug 31, 2026
6Hold $30,000 for 120 days.
Ease 4/10 · ~60 days afterJul 31, 2026
7Brokerage
Self-Directed Investing
Fund new money, tiered. Top tier needs ~$250K held 90 days.
Ease 5/10 · ~15 days after qualifyingEnds in 14d
Checking• Referral live
Checking & Savings
Direct deposit $1,000 for $50, or $5,000 for the full $400 within 25 days.
Ease 8/10 · 2–4 weeks after DD postsDec 31, 2026
Direct deposit $1,000 within 90 days of opening.
Ease 7/10 · ~15 days after DDEnds in 8d
Two direct deposits of $500+ in 75 days. Code CHECKING250.
Ease 7/10 · ~60 daysNo expiration
Checking
Advantage Banking
Direct deposit $2k / $5k / $10k for $100 / $300 / $500.
Ease 6/10 · ~60 daysSep 30, 2026
Direct deposit $500 / $2k / $5k for $100 / $200 / $400.
Ease 6/10 · 60–90 daysAug 31, 2026
Checking
Momentum Checking
Direct deposits totaling $500+ within 90 days.
Ease 7/10 · ~10 business daysNo expiration
Business
Business Checking
Qualified first deposit of $100+.
Ease 8/10 · after qualifyingNo expiration
3 debit card purchases. No direct deposit required.
Ease 9/10 · after activityNo expiration
Checking• Referral live
Member Checking
New member checking + qualifying activity. FL eligibility required.
Ease 5/10 · after activityNo expiration
Checking• Referral live
Checking
Open checking + qualifying activity.
Ease 8/10 · after activityNo expiration
Checking• Referral live
High-Rate Checking
Qualifying debit activity + eStatements for elevated APY tier.
Ease 6/10 · monthly interestNo expiration
Brokerage• Referral live
Brokerage + Cash Sweep
Up to $1,000 in NVDA
Match
Tiered NVDA shares by deposit + 8.1% APY sweep on cash.
Ease 6/10 · variesNo expiration
$20 per referral · 1% uncapped transfer match.
Ease 8/10 · after depositNo expiration
Credit Card• Referral live
Credit Card
Up to 100,000 pts (~$1,250)
Match
Spend $5,000 in first 3 months. Points valued at 1.25 cpp.
Ease 6/10 · after spendNo expiration
Credit Card• Referral live
Credit Card
60,000 miles (~$750)
Match
Spend $3,000 in first 3 months.
Ease 7/10 · after spendNo expiration
Credit Card• Referral live
Credit Card
Spend $5,000 in first 6 months.
Ease 6/10 · after spendNo expiration
Credit Card• Referral live
Business Card
Approved business card + first spend.
Ease 5/10 · after spendNo expiration
Business• Referral live
Business Checking
Open Associated business checking via referral.
Ease 5/10 · after activityNo expiration
Credit Card• Referral live
Credit Card
Unlimited Cashback Match
Match
Discover matches all cash back at the end of year one.
Ease 8/10 · end of year 1No expiration
Business• Referral live
Business Banking
Open a Mercury business account through a referral.
Ease 7/10 · after fundingNo expiration
Credit Card• Referral live
Personal Card
Varies by card product.
Ease 7/10 · after spendNo expiration
Brokerage• Referral live
Brokerage / IRA
Free stock + 3% match
Match
Free gift stock + 3% IRA transfer match with Gold.
Ease 9/10 · variesNo expiration
Credit Card• Referral live
Credit Card
Spend $500 in first 3 months.
Ease 9/10 · after spendNo expiration
Credit Card• Referral live
Credit Card
Spend $500 in first 3 months.
Ease 9/10 · after spendNo expiration
Brokerage• Referral live
Brokerage / IRA
Up to $160 + 12 shares
Match
First deposit $1,000+ (paid in installments), or 3% IRA match.
Ease 7/10 · installmentsAug 15, 2026
Savings• Referral live
Online Savings
Referral link boosts your APY plus a cash kicker.
Ease 9/10 · after fundingNo expiration
Savings• Referral live
Savings + Checking
Open a qualifying Ally account with a referral code.
Ease 9/10 · after fundingNo expiration
Checking• Referral live
Personal Checking
Open Associated personal checking via referral.
Ease 6/10 · after activityNo expiration
Brokerage• Referral live
Brokerage
Open and fund a brokerage account.
Ease 7/10 · after fundingNo expiration
Cashback & Apps• Referral live
Money Transfer
Send £500+ in first transfer.
Ease 9/10 · on transferNo expiration
Checking• Referral live
Credit Union Checking
Open Wings checking via referral + qualifying activity.
Ease 6/10 · after activityNo expiration
Checking• Referral live
Membership
Join DCU + qualifying activity.
Ease 7/10 · after fundingNo expiration
Checking• Referral live
Credit Union Checking
Open OnPath checking via referral.
Ease 6/10 · after activityNo expiration
Credit Card• Referral live
Credit Card
Approved and use once.
Ease 9/10 · after first purchaseNo expiration
Cashback & Apps• Referral live
Financial Planning
Up to lifetime access
Match
Refer 1–3 friends for $50 Visa GCs; 3 unlocks lifetime access.
Ease 5/10 · on friend conversionNo expiration
Savings• Referral live
Savings Marketplace
Sign up with the Churnables invite code + fund an account.
Ease 8/10 · after fundingNo expiration
Cashback & Apps• Referral live
Travel Credit
New Airbnb account books a qualifying stay.
Ease 8/10 · after stayNo expiration
Checking• Referral live
Credit Union
Join Affinity FCU via referral.
Ease 7/10 · after fundingNo expiration
Crypto• Referral live
Crypto App
Highest signup bonus
Match
Stake CRO tier via referral.
Ease 6/10 · after stakingNo expiration
Crypto• Referral live
Crypto Account
Sign up + first qualifying deposit.
Ease 7/10 · after depositNo expiration
Checking• Referral live
Banking App
Sign up + fund account.
Ease 9/10 · after fundingNo expiration
Cashback & Apps• Referral live
Restaurant Credit
Join inKind + first order.
Ease 10/10 · on joinNo expiration
Cashback & Apps• Referral live
Gas & Grocery Cashback
First purchase with promo code JS699.
Ease 10/10 · after purchaseNo expiration
Cashback & Apps• Referral live
Deals Membership
Register with referral code Q6EPKOTJ.
Ease 10/10 · on joinNo expiration
Crypto• Referral live
Crypto Exchange
Sign up + qualifying trade.
Ease 8/10 · after tradeNo expiration
Cashback & Apps• Referral live
Browser Extension
Coupons + price compare
Match
Install and complete first activity.
Ease 10/10 · after activityNo expiration
Crypto• Referral live
Crypto Exchange
Buy or sell $100 in any crypto.
Ease 9/10 · after tradeNo expiration
Cashback & Apps• Referral live
Payments
$10 when friend spends $5
Match
Referred user spends $5 within 30 days.
Ease 10/10 · after spendNo expiration
Cashback & Apps• Referral live
Surveys & Shopping
Sign up + first activity.
Ease 9/10 · after activityNo expiration
Brokerage• Referral live
Investing
Sign up and fund your first round-up.
Ease 10/10 · immediateNo expiration
Cashback & Apps• Referral live
Virtual Cards
Sign up and add a funding source.
Ease 10/10 · after signupNo expiration