Filter by bank, effective APY, what the bank actually asks you to do, and how long your money is tied up. Every filter is in the URL, so you can share the exact view you built.
Bonus divided by the cash you have to hold, annualized over the days it has to sit there.
Straight payout size, before any consideration of how much money you have to move.
Sorted on what the offer pays you, with how dependably readers get paid as the only tiebreaker. What each bonus pays Churnables is disclosed on the row and is left out of the sort entirely.
The largest estimated visitor value currently ranked here, with flexible points that can transfer to travel partners.
Full Chase Sapphire 100K (Preferred or Reserve) write-upMiles post on approval for both sides, and the annual fee is waived the first year so the reader risks nothing.
Full Chase United Explorer write-upOfficial terms clearly document the $110 reward and the $500 recurring-deposit requirement.
Full Lake Michigan Credit Union write-upA clearly documented $100 bonus with no monthly fee, confirmed in Ally's official terms.
Full Ally Bank write-upReferlive issues the card on verification, so there is nothing to chase and no spend requirement.
Full Wings Credit Union (Visa GC) write-upFood is a universal win - the credit is applied at checkout and works at thousands of independent restaurants.
Full inKind write-upOpen it through the link and finish signup in one session, otherwise the bonus will not attach to the account.
Full MoneyLion write-upInstant value on a transfer people were going to make anyway, and Wise credits the invite the moment it settles.
Full Wise write-upOpen checking through the referral and maintain recurring direct deposits totaling at least $500 for 60 days. New members must meet LMCU eligibility rules.
Open a new personal checking account through a member referral link, then complete the qualifying account activity U.S. Eagle lists in the welcome terms (typically a direct deposit or debit-card usage inside the first 60 days). Membership eligibility is New Mexico based, so confirm you qualify before applying.
Qualifying debit activity + eStatements for elevated APY tier.
Open Rewards Checking and receive qualifying direct deposits totaling the amount stated in the offer terms within the first 60 days.
Open Associated personal checking via referral.
Open Wings checking via referral + qualifying activity.
Join DCU + qualifying activity.
Open OnPath checking via referral.
Referred friend opens a qualifying Wings account and completes the required activity. Wings pays the reward as a virtual Visa gift card.
Join Affinity FCU via referral.
Direct deposits totaling $500+ within 90 days.
Two direct deposits of $500+ in 75 days. Code CHECKING250.
Direct deposit $1,000 within 90 days of opening.
Direct deposit $1,000 for $50, or $5,000 for the full $400 within 25 days.
Direct deposit $500 / $2k / $5k for $100 / $200 / $400.
Direct deposit $2k / $5k / $10k for $100 / $300 / $500.
3 debit card purchases. No direct deposit required.
New member checking + qualifying activity. FL eligibility required.
Open checking + qualifying activity.
Join Sunward and enter the friend code on the application, then complete the membership and account activity Sunward requires for the reward.
59+ bonus links across banks, brokers, cards, crypto, and cashback apps. Every button hits a cloaked /go/ redirect, so no personal token ever lands in your browser bar.
Real data points from real people: which bonuses actually paid, how long the cash took, what tripped an account review, and which offers just died. Free to join, no karma requirements, and every post helps the next person get paid faster.
