Enroll through the invite by December 31, 2026, open eligible Ally Savings or Spending within 30 days, and complete qualifying transfers or direct deposits for three consecutive months.
Ally Bank bonuses
Updated September 2026 · 1 offer · last review 2026-07-07
Ally is a branchless online bank with no monthly maintenance fees, savings buckets, and a competitive standard APY, which makes it a common home for the cash you move between other bonuses.
Effective APY across Ally Bank offers
Bonus divided by the money you must hold, annualized.
Timeline: Ally Bank Savings + Checking
From opening the account to the bonus posting.
- 1Day 0Open the account$0 to start · DD account
- 2~Day 3Complete signup activityEnroll through the invite by December 31, 2026, open eligible Ally Savings or Spending within 30 days, and complete qualifying transfers or direct deposits for three consecutive months.
- 3~Day 17Bonus posts - $100 cash bonusafter completing three qualifying months. Cash lands in the account you just opened.
Offer table
| Offer | Bonus | Requirement | Effective APY | Checked |
|---|---|---|---|---|
| Savings + Checking | $100 cash bonus | Enroll through the invite by December 31, 2026, open eligible Ally Savings or Spending within 30 days, and complete qualifying transfers or direct deposits for three consecutive months. | n/a | 2026-09-18 |
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