Direct deposit $500 / $2k / $5k for $100 / $200 / $400.
PNC bonuses
Updated November 2026 · 1 offer · last review 2026-07-07
PNC runs the Virtual Wallet product line, which bundles checking, short term savings, and long term savings under one application. Bonuses are tiered by the size of the qualifying direct deposits.
Annualized bonus return across PNC offers
Bonus divided by the money you must hold, annualized.
Timeline: PNC Virtual Wallet
From opening the account to the bonus posting.
- 1Day 0Open the account$0 to start · DD account
- 2~Day 15Route a direct depositDirect deposit $500 / $2k / $5k for $100 / $200 / $400.
- 3~Day 29Bonus posts - Up to $40060-90 days. Cash lands in the account you just opened.
Offer table
| Offer | Bonus | Requirement | Annualized bonus return | Checked |
|---|---|---|---|---|
| Virtual Wallet | Up to $400 | Direct deposit $500 / $2k / $5k for $100 / $200 / $400. | n/a | 2026-07-05 |
Read the community's rules before posting anywhere. Many forums ban personal referral links or self-promotion, and some require moderator permission first. This draft links only to public research pages and is never posted for you.
Keep going
Other banks
By account type
Every account, one place
Bonus links across banks, brokers, cards, crypto, and cashback apps. Many have not had their terms or promotion permission reviewed yet; each card says which. Churnables may earn a referral reward when you qualify through these links, and the issuer's page will show the referral code after you arrive.