Brokerage transfer bonuses pay cash for moving investments or cash into a new account, usually with a holding period of six to twelve months. Because they scale with the amount transferred, they are the highest absolute dollar bonuses available to most people.
An in-kind ACATS transfer usually keeps you invested the whole time, so the real cost is the holding period, not lost market exposure. Check whether the receiving broker reimburses the outgoing account's transfer fee.
12 offers. Data last reviewed 2026-07-07.
Fund new money, tiered. Top tier needs ~$250K held 90 days.
Tiered NVDA shares by deposit + 8.1% APY sweep on cash.
Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period.
Free gift stock + 3% IRA transfer match with Gold.
Open an Albert account through the invite link and fund it. Free fractional shares in large American companies such as Nvidia, Alphabet (Google), Amazon and Apple are granted to the investing account.
First deposit $1,000+ (paid in installments), or 3% IRA match.
Open a Public brokerage account through a friend's invite and make an initial one-time deposit of at least $1,000. Reward is $100 in a stock or ETF you choose, not cash, and its value can fall.
Open a Lofty account through an invite link and complete a first qualifying property purchase.
Open and fund a brokerage account.
Open a SoFi Active Invest account through an invite link and fund it. SoFi drops a slice of stock whose value is drawn from a published range, with a minimum award for a small deposit and larger awards for larger deposits.
Open a Fundrise account through an invite link and make a first investment of at least $10.
Sign up and fund your first round-up.
How hard the money works while it sits there, annualized.
Raw bonus size, ignoring how much cash you have to move.
The top-ranked offer in this list, from opening the account to the bonus posting.
| Offer | Bonus | Requirement | Annualized bonus return |
|---|---|---|---|
| J.P. Morgan Self-Directed Investing | Up to $1,000 | Fund new money, tiered. Top tier needs ~$250K held 90 days. | n/a |
| Moomoo Brokerage + Cash Sweep | Up to $1,000 in NVDA | Tiered NVDA shares by deposit + 8.1% APY sweep on cash. | n/a |
| Charles Schwab Brokerage Account | $100 - $1,000 | Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period. | n/a |
| Robinhood Brokerage / IRA | Free stock + 3% match | Free gift stock + 3% IRA transfer match with Gold. | n/a |
| Albert Cash Account and Investing | Up to $200 in free stock | Open an Albert account through the invite link and fund it. Free fractional shares in large American companies such as Nvidia, Alphabet (Google), Amazon and Apple are granted to the investing account. | n/a |
| Webull Brokerage / IRA | Up to $160 + 12 shares | First deposit $1,000+ (paid in installments), or 3% IRA match. | n/a |
| Public Investing | $100 in stock or ETF | Open a Public brokerage account through a friend's invite and make an initial one-time deposit of at least $1,000. Reward is $100 in a stock or ETF you choose, not cash, and its value can fall. | n/a |
| Lofty Tokenized Real Estate | $100 referral reward | Open a Lofty account through an invite link and complete a first qualifying property purchase. | n/a |
| Tradier Brokerage | $99 | Open and fund a brokerage account. | n/a |
| SoFi Active Invest Brokerage | Up to $1,000 in stock | Open a SoFi Active Invest account through an invite link and fund it. SoFi drops a slice of stock whose value is drawn from a published range, with a minimum award for a small deposit and larger awards for larger deposits. | n/a |
| Fundrise Real Estate Investing | $25 bonus investment | Open a Fundrise account through an invite link and make a first investment of at least $10. | n/a |
| Acorns Investing | $5 to start | Sign up and fund your first round-up. | n/a |
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Full breakdown, steps, and charts on each page.
Ranked from the same dataset, filtered a different way.
Bonus links across banks, brokers, cards, crypto, and cashback apps. Many have not had their terms or promotion permission reviewed yet; each card says which. Churnables may earn a referral reward when you qualify through these links, and the issuer's page will show the referral code after you arrive.
Real data points from real people: which bonuses actually paid, how long the cash took, what tripped an account review, and which offers just died. Free to join, no karma requirements, and every post helps the next person get paid faster.
