Up to $1,000
1.6% APY
1,500/hr for your time
Fund new money, tiered. Top tier needs ~$250K held 90 days.
Ease 5/10 · ~15 days after qualifyingEnds in 14d
Hold balanceDetails
1.6% effective APY
$250,000 committed, about 90 days
Brokerage and investing transfer bonuses
Brokerage transfer bonuses pay cash for moving investments or cash into a new account, usually with a holding period of six to twelve months. Because they scale with the amount transferred, they are the highest absolute dollar bonuses available to most people.
An in-kind ACATS transfer usually keeps you invested the whole time, so the real cost is the holding period, not lost market exposure. Check whether the receiving broker reimburses the outgoing account's transfer fee.
12 offers. Data last reviewed 2026-07-07.
Up to $1,000 in NVDA
20.3% APY
2,000/hr for your time
Tiered NVDA shares by deposit + 8.1% APY sweep on cash.
Ease 6/10 · variesNo expiration
Bonus / matchDetails
20.3% effective APY
$30,000 committed, about 60 days
$100 - $1,000
4.0% APY
2,264/hr for your time
Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period.
Ease 8/10 · roughly 45 days after the deposit clearsNo expiration
Hold balanceDetails
4.0% effective APY
$25,000 committed, about 365 days
$20 + 1% match
6.1% APY
2,000/hr for your time
$20 per referral · 1% uncapped transfer match.
Ease 8/10 · after depositNo expiration
Bonus / matchDetails
6.1% effective APY
$50,000 committed, about 60 days
Free stock + 3% match
$800/hr
No money tied up
Free gift stock + 3% IRA transfer match with Gold.
Ease 9/10 · variesNo expiration
Bonus / matchDetails
$800/hr for your time
No cash tied up · about 0.3h of work
Up to $200 in free stock
$800/hr
No money tied up
Open an Albert account through the invite link and fund it. Free fractional shares in large American companies such as Nvidia, Alphabet (Google), Amazon and Apple are granted to the investing account.
Ease 9/10 · shares granted after you open and fund the accountNo expiration
Bonus / matchDetails
$800/hr for your time
No cash tied up · about 0.3h of work
Up to $160 + 12 shares
97.3% APY
640/hr for your time
First deposit $1,000+ (paid in installments), or 3% IRA match.
Ease 7/10 · installmentsAug 15, 2026
Bonus / matchDetails
97.3% effective APY
$1,000 committed, about 60 days
$100 referral reward
$400/hr
No money tied up
Open a Lofty account through an invite link and complete a first qualifying property purchase.
Ease 5/10 · after the qualifying purchaseNo expiration
Bonus / matchDetails
$400/hr for your time
No cash tied up · about 0.3h of work
$99
$396/hr
No money tied up
Open and fund a brokerage account.
Ease 7/10 · after fundingNo expiration
Bonus / matchDetails
$396/hr for your time
No cash tied up · about 0.3h of work
Up to $1,000 in stock
$100/hr
No money tied up
Open a SoFi Active Invest account through an invite link and fund it. SoFi drops a slice of stock whose value is drawn from a published range, with a minimum award for a small deposit and larger awards for larger deposits.
Ease 9/10 · shares appear within a few days of fundingNo expiration
Bonus / matchDetails
$100/hr for your time
No cash tied up · about 0.3h of work
$25 bonus investment
$100/hr
No money tied up
Open a Fundrise account through an invite link and make a first investment of at least $10.
Ease 8/10 · after the first investment settlesNo expiration
Bonus / matchDetails
$100/hr for your time
No cash tied up · about 0.3h of work
$5 to start
$20/hr
No money tied up
Sign up and fund your first round-up.
Ease 10/10 · immediateNo expiration
Bonus / matchDetails
$20/hr for your time
No cash tied up · about 0.3h of work
Return on parked cash
Effective APY in this list
How hard the money works while it sits there, annualized.
Claim the top APY offers here
WebullUp to $160 + 12 sharesMoomooUp to $1,000 in NVDAPublic$20 + 1% matchCharles Schwab$100 - $1,000J.P. MorganUp to $1,000
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
Headline dollars
Biggest payouts in this list
Raw bonus size, ignoring how much cash you have to move.
Claim the biggest payouts here
J.P. MorganUp to $1,000MoomooUp to $1,000 in NVDACharles Schwab$100 - $1,000Public$20 + 1% matchRobinhoodFree stock + 3% matchAlbertUp to $200 in free stock
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
How fast the money lands
Timeline: Webull Brokerage / IRA
The top-ranked offer in this list, from opening the account to the bonus posting.
- 1Day 0Open the account$0 to start · no DD needed
- 2~Day 3Complete signup activityFirst deposit $1,000+ (paid in installments), or 3% IRA match.
- 3~Day 17Bonus posts - Up to $160 + 12 sharesinstallments. Cash lands in the account you just opened.
Start this one
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
At a glance
| Offer | Bonus | Requirement | Effective APY |
|---|---|---|---|
| J.P. Morgan Self-Directed Investing | Up to $1,000 | Fund new money, tiered. Top tier needs ~$250K held 90 days. | 1.6% |
| Moomoo Brokerage + Cash Sweep | Up to $1,000 in NVDA | Tiered NVDA shares by deposit + 8.1% APY sweep on cash. | 20.3% |
| Charles Schwab Brokerage Account | $100 - $1,000 | Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period. | 4.0% |
| Public Investing | $20 + 1% match | $20 per referral · 1% uncapped transfer match. | 6.1% |
| Robinhood Brokerage / IRA | Free stock + 3% match | Free gift stock + 3% IRA transfer match with Gold. | n/a |
| Albert Cash Account and Investing | Up to $200 in free stock | Open an Albert account through the invite link and fund it. Free fractional shares in large American companies such as Nvidia, Alphabet (Google), Amazon and Apple are granted to the investing account. | n/a |
| Webull Brokerage / IRA | Up to $160 + 12 shares | First deposit $1,000+ (paid in installments), or 3% IRA match. | 97.3% |
| Lofty Tokenized Real Estate | $100 referral reward | Open a Lofty account through an invite link and complete a first qualifying property purchase. | n/a |
| Tradier Brokerage | $99 | Open and fund a brokerage account. | n/a |
| SoFi Active Invest Brokerage | Up to $1,000 in stock | Open a SoFi Active Invest account through an invite link and fund it. SoFi drops a slice of stock whose value is drawn from a published range, with a minimum award for a small deposit and larger awards for larger deposits. | n/a |
| Fundrise Real Estate Investing | $25 bonus investment | Open a Fundrise account through an invite link and make a first investment of at least $10. | n/a |
| Acorns Investing | $5 to start | Sign up and fund your first round-up. | n/a |
Keep going
Top offers on this list
Full breakdown, steps, and charts on each page.
Related lists
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