Fund new money, tiered. Top tier needs ~$250K held 90 days.
Brokerage and investing transfer bonuses
Brokerage transfer bonuses pay cash for moving investments or cash into a new account, usually with a holding period of six to twelve months. Because they scale with the amount transferred, they are the highest absolute dollar bonuses available to most people.
An in-kind ACATS transfer usually keeps you invested the whole time, so the real cost is the holding period, not lost market exposure. Check whether the receiving broker reimburses the outgoing account's transfer fee.
11 offers. Data last reviewed 2026-07-07.
Tiered NVDA shares by deposit + 8.1% APY sweep on cash.
Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period.
$20 per referral · 1% uncapped transfer match.
Free gift stock + 3% IRA transfer match with Gold.
First deposit $1,000+ (paid in installments), or 3% IRA match.
Open a Lofty account through an invite link and complete a first qualifying property purchase.
Open and fund a brokerage account.
Open a SoFi Active Invest account through an invite link and fund it. SoFi drops a slice of stock whose value is drawn from a published range, with a minimum award for a small deposit and larger awards for larger deposits.
Open a Fundrise account through an invite link and make a first investment of at least $10.
Sign up and fund your first round-up.
At a glance
| Offer | Bonus | Requirement | Effective APY |
|---|---|---|---|
| J.P. Morgan Self-Directed Investing | Up to $1,000 | Fund new money, tiered. Top tier needs ~$250K held 90 days. | 1.6% |
| Moomoo Brokerage + Cash Sweep | Up to $1,000 in NVDA | Tiered NVDA shares by deposit + 8.1% APY sweep on cash. | n/a |
| Charles Schwab Brokerage Account | $100 - $1,000 | Open through a Schwab client referral link and net deposit new money: $25,000 for $100, $50,000 for $300, $100,000 for $500, or $500,000 for $1,000. The deposit must be new money to Schwab and must stay for the qualifying period. | 4.0% |
| Public Investing | $20 + 1% match | $20 per referral · 1% uncapped transfer match. | n/a |
| Robinhood Brokerage / IRA | Free stock + 3% match | Free gift stock + 3% IRA transfer match with Gold. | n/a |
| Webull Brokerage / IRA | Up to $160 + 12 shares | First deposit $1,000+ (paid in installments), or 3% IRA match. | n/a |
| Lofty Tokenized Real Estate | $100 referral reward | Open a Lofty account through an invite link and complete a first qualifying property purchase. | n/a |
| Tradier Brokerage | $99 | Open and fund a brokerage account. | n/a |
| SoFi Active Invest Brokerage | Up to $1,000 in stock | Open a SoFi Active Invest account through an invite link and fund it. SoFi drops a slice of stock whose value is drawn from a published range, with a minimum award for a small deposit and larger awards for larger deposits. | n/a |
| Fundrise Real Estate Investing | $25 bonus investment | Open a Fundrise account through an invite link and make a first investment of at least $10. | n/a |
| Acorns Investing | $5 to start | Sign up and fund your first round-up. | n/a |