$400
162% APY
533/hr for your time
Direct deposit $1,000 within 90 days of opening.
Ease 7/10 · ~15 days after DDEnds in 8d
Direct depositDetails
162% effective APY
$1,000 committed, about 90 days
Bonuses expiring soon
Offers with a published expiration date should be prioritized over open-ended ones, because an open-ended offer will usually still be there next month while a dated one will not.
Only offers with a bank-published end date appear here. An offer with no date can still be pulled without notice, so a missing date is not a guarantee.
12 offers. Data last reviewed 2026-07-07.
Up to $1,000
1.6% APY
1,500/hr for your time
Fund new money, tiered. Top tier needs ~$250K held 90 days.
Ease 5/10 · ~15 days after qualifyingEnds in 14d
Hold balanceDetails
1.6% effective APY
$250,000 committed, about 90 days
$200
6.6% APY
632/hr for your time
Hold $10,000 for 90 days (fund within 20).
Ease 5/10 · ~90 daysJul 30, 2026
Hold balanceDetails
6.6% effective APY
$10,000 committed, about 110 days
$200
2.0% APY
632/hr for your time
Hold $30,000 for 120 days.
Ease 4/10 · ~60 days afterJul 31, 2026
Hold balanceDetails
2.0% effective APY
$30,000 committed, about 120 days
Up to $160 + 12 shares
97.3% APY
640/hr for your time
First deposit $1,000+ (paid in installments), or 3% IRA match.
Ease 7/10 · installmentsAug 15, 2026
Bonus / matchDetails
97.3% effective APY
$1,000 committed, about 60 days
$1,200
29.2% APY
2,286/hr for your time
Hold $25,000 new money 60 days + 6 qualifying transactions.
Ease 3/10 · ~30 days afterAug 30, 2026
Hold balanceDetails
29.2% effective APY
$25,000 committed, about 60 days
Up to $200
16.2% APY
381/hr for your time
Hold $3,000 avg · $50 per cycle · code START200.
Ease 6/10 · per cycleAug 30, 2026
Hold balanceDetails
16.2% effective APY
$3,000 committed, about 150 days
Up to $400
32.4% APY
1,143/hr for your time
Direct deposit $500 / $2k / $5k for $100 / $200 / $400.
Ease 6/10 · 60-90 daysAug 31, 2026
Direct depositDetails
32.4% effective APY
$5,000 committed, about 90 days
20,000 AA miles (~$280)
2.3% APY
884/hr for your time
Hold $50,000 average balance for 90 days.
Ease 3/10 · after 120 daysAug 31, 2026
Hold balanceDetails
2.3% effective APY
$50,000 committed, about 90 days
Up to $500
20.3% APY
750/hr for your time
Direct deposit $2k / $5k / $10k for $100 / $300 / $500.
Ease 6/10 · ~60 daysSep 30, 2026
Direct depositDetails
20.3% effective APY
$10,000 committed, about 90 days
$50 - $400
32.4% APY
686/hr for your time
Direct deposit $1,000 for $50, or $5,000 for the full $400 within 25 days.
Ease 8/10 · 2-4 weeks after DD postsDec 31, 2026
Direct depositDetails
32.4% effective APY
$5,000 committed, about 90 days
$100 cash bonus
$286/hr
No money tied up
Enroll through the invite by December 31, 2026, open eligible Ally Savings or Spending within 30 days, and complete qualifying transfers or direct deposits for three consecutive months.
Ease 7/10 · after completing three qualifying monthsDec 31, 2026
Bonus / matchDetails
$286/hr for your time
No cash tied up · about 0.3h of work
Return on parked cash
Effective APY in this list
How hard the money works while it sits there, annualized.
Claim the top APY offers here
Chase$400WebullUp to $160 + 12 sharesPNCUp to $400SoFi$50 - $400U.S. Bank$1,200Bank of AmericaUp to $500
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
Headline dollars
Biggest payouts in this list
Raw bonus size, ignoring how much cash you have to move.
Claim the biggest payouts here
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
How fast the money lands
Timeline: Chase Total Checking
The top-ranked offer in this list, from opening the account to the bonus posting.
- 1Day 0Open the account$0 to start · DD account
- 2~Day 15Route a direct depositDirect deposit $1,000 within 90 days of opening.
- 3~Day 29Bonus posts - $400~15 days after DD. Cash lands in the account you just opened.
Start this one
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
At a glance
| Offer | Bonus | Requirement | Effective APY |
|---|---|---|---|
| Chase Total Checking | $400 | Direct deposit $1,000 within 90 days of opening. | 162.2% |
| J.P. Morgan Self-Directed Investing | Up to $1,000 | Fund new money, tiered. Top tier needs ~$250K held 90 days. | 1.6% |
| TD Bank Signature Savings | $200 | Hold $10,000 for 90 days (fund within 20). | 6.6% |
| Barclays Tiered Savings | $200 | Hold $30,000 for 120 days. | 2.0% |
| Webull Brokerage / IRA | Up to $160 + 12 shares | First deposit $1,000+ (paid in installments), or 3% IRA match. | 97.3% |
| U.S. Bank Platinum Business Checking | $1,200 | Hold $25,000 new money 60 days + 6 qualifying transactions. | 29.2% |
| Axos Basic Business Checking | Up to $200 | Hold $3,000 avg · $50 per cycle · code START200. | 16.2% |
| PNC Virtual Wallet | Up to $400 | Direct deposit $500 / $2k / $5k for $100 / $200 / $400. | 32.4% |
| Bask Bank Mileage Savings | 20,000 AA miles (~$280) | Hold $50,000 average balance for 90 days. | 2.3% |
| Bank of America Advantage Banking | Up to $500 | Direct deposit $2k / $5k / $10k for $100 / $300 / $500. | 20.3% |
| SoFi Checking & Savings | $50 - $400 | Direct deposit $1,000 for $50, or $5,000 for the full $400 within 25 days. | 32.4% |
| Ally Bank Savings + Checking | $100 cash bonus | Enroll through the invite by December 31, 2026, open eligible Ally Savings or Spending within 30 days, and complete qualifying transfers or direct deposits for three consecutive months. | n/a |
Keep going
Top offers on this list
Full breakdown, steps, and charts on each page.
Related lists
Ranked from the same dataset, filtered a different way.
Compare two of these
- Chase Total Checking vs SoFi Checking & Savings$400 vs $50 - $400
- Chase Total Checking vs PNC Virtual Wallet$400 vs Up to $400
- Bank of America Advantage Banking vs Chase Total CheckingUp to $500 vs $400
- PNC Virtual Wallet vs SoFi Checking & SavingsUp to $400 vs $50 - $400
- Bank of America Advantage Banking vs SoFi Checking & SavingsUp to $500 vs $50 - $400
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