$400
No lock
Direct deposit $1,000 within 90 days of opening.
Ease 7/10 · ~15 days after DDEnds in 8d
Direct depositDetails
Public offerGet $400 at Chase→Bonuses expiring soon
Offers with a published expiration date should be prioritized over open-ended ones, because an open-ended offer will usually still be there next month while a dated one will not.
Only offers with a bank-published end date appear here. An offer with no date can still be pulled without notice, so a missing date is not a guarantee.
11 offers. Data last reviewed 2026-07-07.
Up to $1,000
1.6% APY
Fund new money, tiered. Top tier needs ~$250K held 90 days.
Ease 5/10 · ~15 days after qualifyingEnds in 14d
Hold balanceDetails
Public offerGet Up to $1,000 at J.P. Morgan→$200
6.6% APY
Hold $10,000 for 90 days (fund within 20).
Ease 5/10 · ~90 daysJul 30, 2026
Hold balanceDetails
Public offerGet $200 at TD Bank→$200
2.0% APY
Hold $30,000 for 120 days.
Ease 4/10 · ~60 days afterJul 31, 2026
Hold balanceDetails
Public offerGet $200 at Barclays→Up to $160 + 12 shares
Match
First deposit $1,000+ (paid in installments), or 3% IRA match.
Ease 7/10 · installmentsAug 15, 2026
Bonus / matchDetails
Bonus linkGet Up to $160 + 12 shares at Webull→$1,200
29.2% APY
Hold $25,000 new money 60 days + 6 qualifying transactions.
Ease 3/10 · ~30 days afterAug 30, 2026
Hold balanceDetails
Public offerGet $1,200 at U.S. Bank→Up to $200
16.2% APY
Hold $3,000 avg · $50 per cycle · code START200.
Ease 6/10 · per cycleAug 30, 2026
Hold balanceDetails
Public offerGet Up to $200 at Axos→Up to $400
No lock
Direct deposit $500 / $2k / $5k for $100 / $200 / $400.
Ease 6/10 · 60-90 daysAug 31, 2026
Direct depositDetails
Public offerGet Up to $400 at PNC→20,000 AA miles (~$280)
2.3% APY
Hold $50,000 average balance for 90 days.
Ease 3/10 · after 120 daysAug 31, 2026
Hold balanceDetails
Public offerGet 20,000 AA miles (~$280) at Bask Bank→Up to $500
No lock
Direct deposit $2k / $5k / $10k for $100 / $300 / $500.
Ease 6/10 · ~60 daysSep 30, 2026
Direct depositDetails
Public offerGet Up to $500 at Bank of America→$50 - $400
No lock
Direct deposit $1,000 for $50, or $5,000 for the full $400 within 25 days.
Ease 8/10 · 2-4 weeks after DD postsDec 31, 2026
Direct depositDetails
Public offerGet $50 - $400 at SoFi→At a glance
| Offer | Bonus | Requirement | Effective APY |
|---|---|---|---|
| Chase Total Checking | $400 | Direct deposit $1,000 within 90 days of opening. | n/a |
| J.P. Morgan Self-Directed Investing | Up to $1,000 | Fund new money, tiered. Top tier needs ~$250K held 90 days. | 1.6% |
| TD Bank Signature Savings | $200 | Hold $10,000 for 90 days (fund within 20). | 6.6% |
| Barclays Tiered Savings | $200 | Hold $30,000 for 120 days. | 2.0% |
| Webull Brokerage / IRA | Up to $160 + 12 shares | First deposit $1,000+ (paid in installments), or 3% IRA match. | n/a |
| U.S. Bank Platinum Business Checking | $1,200 | Hold $25,000 new money 60 days + 6 qualifying transactions. | 29.2% |
| Axos Basic Business Checking | Up to $200 | Hold $3,000 avg · $50 per cycle · code START200. | 16.2% |
| PNC Virtual Wallet | Up to $400 | Direct deposit $500 / $2k / $5k for $100 / $200 / $400. | n/a |
| Bask Bank Mileage Savings | 20,000 AA miles (~$280) | Hold $50,000 average balance for 90 days. | 2.3% |
| Bank of America Advantage Banking | Up to $500 | Direct deposit $2k / $5k / $10k for $100 / $300 / $500. | n/a |
| SoFi Checking & Savings | $50 - $400 | Direct deposit $1,000 for $50, or $5,000 for the full $400 within 25 days. | n/a |
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