Up to $750
30.4% annualized bonus return
Not bank APY
Hold $5k ($400) or $15k ($750) ~60 days.
Ease 4/10 · ~60 daysNo expiration
Hold balanceDetails
30.4% annualized bonus return (not bank APY)
$15,000 kept in the account, 60 days
Highest annualized bonus return bank bonuses
Annualized bonus return is the honest way to compare bonuses: divide the bonus by the balance you must hold, then annualize it over the hold period. A $300 bonus on $5,000 held for 90 days is roughly 24% annualized bonus return, which is far better than any savings account.
A big headline number is not the same as a good deal. What matters is how much money you tie up and for how long. Sorted by annualized bonus return, the ranking often looks nothing like the ranking by headline cash.
5 offers. Data last reviewed 2026-07-07.
$1,200
29.2% annualized bonus return
Not bank APY
Hold $25,000 new money 60 days + 6 qualifying transactions.
Ease 3/10 · ~30 days afterAug 30, 2026
Hold balanceDetails
29.2% annualized bonus return (not bank APY)
$25,000 kept in the account, 60 days
Up to $200
16.2% annualized bonus return
Not bank APY
Hold $3,000 avg · $50 per cycle · code START200.
Ease 6/10 · per cycleAug 30, 2026
Hold balanceDetails
16.2% annualized bonus return (not bank APY)
$3,000 kept in the account, 150 days
$200
6.6% annualized bonus return
Not bank APY
Hold $10,000 for 90 days (fund within 20).
Ease 5/10 · ~90 daysJul 30, 2026
Hold balanceDetails
6.6% annualized bonus return (not bank APY)
$10,000 kept in the account, 110 days
$200
2.0% annualized bonus return
Not bank APY
Hold $30,000 for 120 days.
Ease 4/10 · ~60 days afterJul 31, 2026
Hold balanceDetails
2.0% annualized bonus return (not bank APY)
$30,000 kept in the account, 120 days
Return on parked cash
Annualized bonus return in this list
How hard the money works while it sits there, annualized.
Claim the top APY offers here
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
Headline dollars
Biggest payouts in this list
Raw bonus size, ignoring how much cash you have to move.
Claim the biggest payouts here
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
How fast the money lands
Timeline: Bank of America Business Advantage Banking
The top-ranked offer in this list, from opening the account to the bonus posting.
- 1Day 0Open the account$0 to start · no DD needed
- 2~Day 5Fund with required balanceHold $5k ($400) or $15k ($750) ~60 days.
- 3~Day 65Bonus posts - Up to $750~60 days. Cash lands in the account you just opened.
Start this one
Buttons without a green fill go to the bank's own public offer, which is the better deal on those rows. See every bonus.
At a glance
| Offer | Bonus | Requirement | Annualized bonus return |
|---|---|---|---|
| Bank of America Business Advantage Banking | Up to $750 | Hold $5k ($400) or $15k ($750) ~60 days. | 30.4% |
| U.S. Bank Platinum Business Checking | $1,200 | Hold $25,000 new money 60 days + 6 qualifying transactions. | 29.2% |
| Axos Basic Business Checking | Up to $200 | Hold $3,000 avg · $50 per cycle · code START200. | 16.2% |
| TD Bank Signature Savings | $200 | Hold $10,000 for 90 days (fund within 20). | 6.6% |
| Barclays Tiered Savings | $200 | Hold $30,000 for 120 days. | 2.0% |
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Top offers on this list
Full breakdown, steps, and charts on each page.
Related lists
Ranked from the same dataset, filtered a different way.
Compare two of these
- Bank of America Business Advantage Banking vs U.S. Bank Platinum Business CheckingUp to $750 vs $1,200
- Axos Basic Business Checking vs Bank of America Business Advantage BankingUp to $200 vs Up to $750
- Axos Basic Business Checking vs U.S. Bank Platinum Business CheckingUp to $200 vs $1,200
- Barclays Tiered Savings vs TD Bank Signature Savings$200 vs $200
Master bonus wall
Every account, one place
Bonus links across banks, brokers, cards, crypto, and cashback apps. Many have not had their terms or promotion permission reviewed yet; each card says which. Churnables may earn a referral reward when you qualify through these links, and the issuer's page will show the referral code after you arrive.