Is the Discover it Cash Back Credit Card bonus still available?
Yes. As of Jul 5, 2026 the Discover it Cash Back Credit Card bonus is live and pays Unlimited Cashback Match for simply use the card during your first 12 months. discover automatically matches every dollar of cashback you earned, with no cap..
5% cashback on rotating quarterly categories (up to $1,500 spend), 1% everywhere else. A typical churner walks away with $300 to $600 in matched cashback at year end.
The numbers, in full
| Payout | Unlimited Cashback Match |
|---|---|
| What it takes | Simply use the card during your first 12 months. Discover automatically matches every dollar of cashback you earned, with no cap. |
| Direct deposit needed | No |
| Money tied up | None |
| Time committed | 60 days |
| Effective APY | No capital tied up |
| Per hour of your time | $1,304/hr |
| When it pays | Full match posts about 1 to 2 months after your first cardmember anniversary |
| Offer ends | No published end date |
| Last checked | Jul 5, 2026 |
What the return actually looks like
No money of yours sits still here, so an APY would be meaningless. Judge it on pay for your time: about $1,304/hr for roughly under an hour of work.
Read this chart as a table
| Offer | Pay per hour | Hands-on hours |
|---|---|---|
| American Express (Gold / Platinum) | $4,174/hr | 0.38h |
| Chase Sapphire Preferred | $3,261/hr | 0.38h |
| Marriott Bonvoy Business American Express | $2,348/hr | 0.38h |
| Chase Sapphire Reserve | $2,027/hr | 0.62h |
| Chase United Explorer | $1,957/hr | 0.38h |
| Discover it Cash Back (this offer) | $1,304/hr | 0.38h |
Open it
This link is our personal referral. It costs you nothing and often pays you more than the public page.
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