$1,200
29.2% APY
Hold $25,000 new money 60 days + 6 qualifying transactions.
Ease 3/10 · ~30 days afterAug 30, 2026
Hold balanceDetails
Public offerGet $1,200 at U.S. Bank→Business bank account bonuses
Business banking bonuses are typically larger than consumer ones and are often available to sole proprietors using their own name and Social Security number, though each bank sets its own rules about what entity documentation it accepts.
If you have any legitimate business activity, this category is usually the most underused. Requirements are larger but competition for the offers is far lower.
8 offers. Data last reviewed 2026-07-07.
Up to $750
30.4% APY
Hold $5k ($400) or $15k ($750) ~60 days.
Ease 4/10 · ~60 daysNo expiration
Hold balanceDetails
Public offerGet Up to $750 at Bank of America→$500 statement credit
Match
Spend $5,000 on purchases within the first 6 months. LLC, sole prop, freelancer, or side hustle all qualify.
Ease 6/10 · Statement credit posts 8 to 12 weeks after the spend requirement is metNo expiration
Bonus / matchDetails
Bonus linkGet $500 statement credit at Amex Blue Business Cash→$500 statement credit
Match
Approved for a BILL business card and post $10,000 in qualifying spend within the first 90 days.
Ease 5/10 · Credit posts to the account 4 to 6 weeks after qualifying spend clearsNo expiration
Bonus / matchDetails
Public offerGet $500 statement credit at BILL Spend & Expense (formerly Divvy)→$300
No lock
Qualified first deposit of $100+.
Ease 8/10 · after qualifyingNo expiration
Direct depositDetails
Public offerGet $300 at Grasshopper→Referral bonus
Match
Open Associated business checking via referral.
Ease 5/10 · after activityNo expiration
Bonus / matchDetails
Bonus linkGet Referral bonus at Associated Bank→Referral bonus
Match
Open a Mercury business account through a referral.
Ease 7/10 · after fundingNo expiration
Bonus / matchDetails
Public offerGet Referral bonus at Mercury→Up to $200
16.2% APY
Hold $3,000 avg · $50 per cycle · code START200.
Ease 6/10 · per cycleAug 30, 2026
Hold balanceDetails
Public offerGet Up to $200 at Axos→At a glance
| Offer | Bonus | Requirement | Effective APY |
|---|---|---|---|
| U.S. Bank Platinum Business Checking | $1,200 | Hold $25,000 new money 60 days + 6 qualifying transactions. | 29.2% |
| Bank of America Business Advantage Banking | Up to $750 | Hold $5k ($400) or $15k ($750) ~60 days. | 30.4% |
| Amex Blue Business Cash Credit Card | $500 statement credit | Spend $5,000 on purchases within the first 6 months. LLC, sole prop, freelancer, or side hustle all qualify. | n/a |
| BILL Spend & Expense (formerly Divvy) Business Charge Card | $500 statement credit | Approved for a BILL business card and post $10,000 in qualifying spend within the first 90 days. | n/a |
| Grasshopper Business Checking | $300 | Qualified first deposit of $100+. | n/a |
| Associated Bank Business Checking | Referral bonus | Open Associated business checking via referral. | n/a |
| Mercury Business Banking | Referral bonus | Open a Mercury business account through a referral. | n/a |
| Axos Basic Business Checking | Up to $200 | Hold $3,000 avg · $50 per cycle · code START200. | 16.2% |
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