Grasshopper Business Checking vs U.S. Bank Platinum Business Checking
U.S. Bank Platinum Business Checking returns more on the money it ties up, so it is the better first move for most people. Grasshopper Business Checking still makes sense if its requirement is easier for you to meet.
| Grasshopper Business Checking | U.S. Bank Platinum Business Checking | |
|---|---|---|
| Bonus | $300 | $1,200 |
| Requirement | Qualified first deposit of $100+. | Hold $25,000 new money 60 days + 6 qualifying transactions. |
| Direct deposit | Not required | Not required |
| Money tied up | None | $25,000 |
| Hold period | No hold | 60 days |
| Annualized bonus return | Not applicable | 29.2% |
| Payout | after qualifying | ~30 days after |
| Last checked | Jul 5, 2026 | Jul 5, 2026 |
Annualized bonus return, side by side
Bonus divided by the money you must hold, annualized over the hold period.
Payout size, side by side
What each offer actually pays, before considering the capital it ties up.
How the money builds
How the money builds
Grasshopper timeline
From opening the account to the bonus landing in it.
- 1Day 0Open the account$0 to start · no DD needed
- 2~Day 15Route a direct depositQualified first deposit of $100+.
- 3~Day 29Bonus posts - $300after qualifying. Cash lands in the account you just opened.
U.S. Bank timeline
From opening the account to the bonus landing in it.
- 1Day 0Open the account$0 to start · no DD needed
- 2~Day 5Fund with required balanceHold $25,000 new money 60 days + 6 qualifying transactions.
- 3~Day 65Bonus posts - $1,200~30 days after. Cash lands in the account you just opened.
Keep going
Full breakdowns
Requirements, timeline, annualized bonus return, and step by step for each.
Lists these appear on
Other offers worth a look
More comparisons
- Bank of America Business Advantage Banking vs U.S. Bank Platinum Business CheckingUp to $750 vs $1,200
- Bank of America Business Advantage Banking vs Grasshopper Business CheckingUp to $750 vs $300
- Axos Basic Business Checking vs U.S. Bank Platinum Business CheckingUp to $200 vs $1,200
- Axos Basic Business Checking vs Grasshopper Business CheckingUp to $200 vs $300
Every account, one place
Bonus links across banks, brokers, cards, crypto, and cashback apps. Many have not had their terms or promotion permission reviewed yet; each card says which. Churnables may earn a referral reward when you qualify through these links, and the issuer's page will show the referral code after you arrive.